How To Perform An Exterior BPO

How To Perform An Exterior BPO

Tips & Tricks For Photographing an Exterior BPO

1. Order of operations

Generally, you should complete the report portion of the exterior Broker Price Opinion after taking photographs of the home. Implementation of this method will result in a more accurate as-is value if you personally observe the home and neighborhood prior to performing the report. In addition, the inspection will also be fresh in your memory.

2. Avoid confrontation

The bank may have ordered a BPO on an occupied property but the people are most likely unaware that you will be taking pictures of their house. Any typical homeowner or renter would get suspicious if they notice you taking pictures. To minimize confrontation, you should be discreet and stay in the vehicle unless approached. If this doesn’t remain an option, the best thing for you to do is simply explain who you are and what you are doing to ease any concern. If you ever feel you are in a threatening situation, leave the property immediately.

3. Carry business cards

It is impossible to perform every exterior BPO without confrontation from curious onlookers. It’s simply going to happen. The business card works like a get out of jail free card. If you hand it to them while you explain you’re performing an exterior BPO for the bank that’s usually the beginning and end of the conversation. Most homeowners don’t have a clue what an exterior BPO is anyway.

4. Purchase a quality camera

A camera or smartphone which features …

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Shuffleboard Rules (Indoor Table Game)

Shuffleboard Rules (Indoor Table Game)

Standard Rules:

• Before the game begins, you first must decide who gets to throw last, called The Hammer.
• To decide who gets The Hammer, each player throws one puck. The puck that is furthest gets The Hammer.
• Each player has 4 pucks to throw during a round. Typically, 2 player or 4 player games are played. During a 2 player game, both players throw from the same end of the board, in alternating order. The player with The Hammer will throw second, so that they have the last throw of the round. Once the round is complete, both players rotate to the other end of the board for the next round. The object of the game is to score as many points, during each round, as possible.
• This can be done by either hitting your own pucks into favorable positions or hitting your opponent’s pucks off the board.
• The player that reaches 15 points first, is the winner.
• In a 4 player game, teammates are located at opposite ends of the board and players never rotate to the other end.
• The team that reaches 21 points first, is the winner.

Scoring:

• Only one player (team) can score during a round. The player (team) with the furthest puck is awarded points. Points are awarded according to the numbered sections on the table.
• The scoring team receives points for every puck that is further than the furthest opponents puck.
• If a puck …

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Improve Putting With Indoor Golf Practice

Improve Putting With Indoor Golf Practice

Are you a frustrated putter? Is your putting killing your golf score? If so, you’ve got to find every opportunity you can to practice your putting, and why not indoors with a training aid?

Golf Putting Aids Can Help

You’ve seen them…indoor putting aids! There are a ton of them! Some are good and some are worthless. But anything is better than nothing. Just getting a putter in your hands and making some putting strokes is going to help. Practice makes perfect!

The great thing about golf putting aids is you can try them out at your local golf store. Many of them are set up for you to try at your convenience. This will give you a firsthand feel for which ones you think will help your putting woes.

Putt In Your Office

I’m dead serious! Bring a spare putter to your work and do it whenever you can. Shut your door…grab your putter…and give it a go! A simple putting drill is to lay a glass on its side and putt your ball into the opening of the glass. You’ve probably seen this drill before, but have you ever done it? It works!

You can also putt to a spot that’s maybe 8-10 feet away if you don’t want to do the glass drill above. If you have any kind of thick carpet, the ball is not going to roll as well, but again…it’s better than nothing.

On Your Garage Floor

You want to mimic the greens at …

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10 Tips For Successful Indoor UV Tanning In Tanning Beds

10 Tips For Successful Indoor UV Tanning In Tanning Beds

Indoor UV tanning can be wonderful and beneficial if you know how to do it correctly.

Here are 10 UV tanning tips that will help you to get the most out of your visit to a tanning salon.

UV tanning tip 1: Select your salon. Believe it or not, but UV tanning can be one of the best skin-care and overall health beneficial activities you can provide for your body. You just have to get the right individual advice of how to do it correctly. Even if you follow all tips on this page, you will need professional advice at the tanning salon of your choice. Therefore, select to visit salons that have trained staff that can give you individual advice. Cleanness, modernity of equipment, the changing of lamps at regular intervals and the general atmosphere, are also important features when you make your choice of salon.

UV tanning tip 2: Know your skin type. To know your skin-type is very important for a good result and safe tanning. The amount of melanin in your skin, together with your goal for your tanning, will determine your tanning program and which kind of tanning lotions you should use. If you are skin-type 2, you will need to build up more melanin in order to develop a deeper tan. If you are skin-type 3 or 4, you might just want to darken you existing melanin with UVA-rays (but remember, this will not give you any Vitamin D).

UV tanning tip

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The Overlooked Importance of Indoor Air Quality

The Overlooked Importance of Indoor Air Quality

A growing concern within the commercial and residential construction industries is the management of indoor air quality (IAQ). Often overlooked, IAQ refers to the air quality in and around a home or building, particularly in regards to the health and comfort of the occupants. Poor air quality has been linked to numerous bad health effects; ranging from mild irritation of the eyes, nose, and throat, to far more serious ailments including respiratory diseases and some cancers. Only very recently are many builders beginning to realize the importance of maintaining clean and livable air.

Until recently, most IAQ attention and research was focused on a long-standing “big-three” of combustion from heating/cooking, formaldehyde, and radon. But as the negative effects of poor air are becoming better understood, it’s clear that far more pollutants are present. Mold and mildews are among the largest culprits of bad air, as are off-gassing, dust mites, animal wastes, and asbestos. These factors can combine to create significant negative effects on health. The EPA has released their own research data boldly claiming that up to 50% of illnesses come from one’s home.

Fortunately, there are an increasing number of steps and actions one can take to mitigate the effects of bad IAQ. Foremost, limiting water intrusion into one’s home is a paramount step to prevent feeding mold. Only as recently as the 1980’s have builders learned how to keep moisture out of a home; leaving a massive number of older homes susceptible to water intrusion and mold problems. …

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What Are The Vital Factors That Influence The Growth Of Indoor Bonsai Plant?

What Are The Vital Factors That Influence The Growth Of Indoor Bonsai Plant?

There are many things impacting the expansion of an indoor bonsai plant, it normally depends on its variety. Some develop rapid, although other folks have an average or gradual expansion.You are not able to control their natural development considering that every single plant has their very own genetic predisposition.

The excellent information is there are vital controllable aspects that affect all bonsai plant’s progress and you can use them to gain most growth benefits.

Listed here is a listing of factors you can do and command and maximize your bonsai plant’s progress.

Containers/Pots

Containers participate in a critical position in the development of your bonsai, they serve as the “dwelling room” for your bonsai and the use of the proper pot will make certain your bonsai’s growth. There are two categories for pots: training pots and show pots.
Instruction pots are employed right up until the plant has turn into steady and balanced more than enough to transfer to a display screen pot which necessitates a far more stable and developed indoor bonsai plant.

There are lots of education pots obtainable in the sector, from plastic, wooden and other product. The first issue you ought to remember when picking a pot is practicality.

It have to be able to keep the soil properly and have more than enough area to accommodate the plant’s growth and balance. It is important to take note that various vegetation have distinctive sizes and progress patterns.

You must always don’t forget to inquire …

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